Driving with a non-UK Licence

There are rules in the UK around driving with a foreign licence, and it can be very confusing to people when having to acquire insurance. We have put together this guide to help you understand the facts on when driving with a non-UK driver licence is permitted and how to gain insurance. Is it Possible to Drive with an existing Licence in the UK? If you hold a full European driving licence or European Economic Community, you can drive in the UK for one year until it expires, and then you must exchange the licence or re-take your driving test to past the UK standard level of driving. If you come from the following countries you can drive in the UK for up to 12 months: Gibraltar, Jersey, Guernsey, Isle of Man or a ‘designated country’ (Australia, Barbados, British Virgin Islands, Canada, Falkland Islands, Faroe Islands, Hong Kong, Japan, Monaco, New Zealand, Republic of Korea, Singapore, South Africa, Switzerland and Zimbabwe. Do I need Insurance? Having insurance cover is a legal requirement in the UK, even if you don't plan to drive regularly, and only occasionally, it is paramount to have car insurance. Though you won't need insurance to drive a hire car. The downside is that it can be difficult for people with non- UK driving licences to find suitable and affordable insurance. It doesn't matter how long you've been driving in your own country, having a foreign drivers licence can, unfortunately, affect insurance costs. The majority of insurance brokers base their premiums on perceived risk. So if you are less experienced with the UK highway code or haven't passed your test in the UK, insurance brokers may deem you to be at risk on UK roads. The good news is that there are ways for you to save on car insurance if you have a non-UK licence. It is recommended that you firstly shop around with specialist brokers, you can find ones that will welcome non-UK licence holders. There are even some that will transfer your no-claims so you acquire a discount.

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